Cover it
all in one
A comprehensive cover that protects
your property, materials and covers third party liability.
      corporate contractors all risk

      What is Contractors All Risk?

      Contractors All Risks (CAR) insurance is an insurance policy that provides coverage for property damage and third-party injury or damage claims, the two primary types of risks on construction projects.
      What's in it for you?Below is what we will cover:
      • Material damage: Covers the insured against sudden and unforeseen physical loss or damage to the construction works from any cause other than those specifically excluded.
      • Third Party Liability: Covers the insured against any sums which the insured shall become liable to pay as damages consequent upon; accidental bodily injury or illness to third parties.
      guy at construction site
      How do I apply?Below is our step by step application process:

      Step 1: Request for quotation

      Step 2: Fill proposal form

      Step 3: Premium payment

      Step 4: Provide RDB certificate for the company.

      Step 5: Sign contract

      Man with safety helmet standing in front of building
        TALK TO USGet cover for your materials and third party liability that may occur.
        Want to know more about Contractors All Risks?If you have questions, we have answered a few of them.
        • We cover accidental loss of or damage to property belonging to third parties occurring in direct connection with the construction works and happening on or in the immediate vicinity of the site during the period of insurance.

        • Some of the cases not covered by the policy are:

          • War, invasion, an act of a foreign enemy, hostilities
          • Nuclear reaction, nuclear radiation, or radioactive contamination
          • Willful act or willful negligence of the Insured or of his representatives
          • Cessation of work whether total or partial
          • Consequential loss of any kind or description whatsoever including penalties, losses due to delay, lack of performance, loss of contract
          • Loss or damage due to faulty design
          • Loss of or damage to vehicles licensed for general road use or waterborne vessels or aircraft
          • Loss of or damage to files, drawings, accounts, bills, currency, stamps, deeds, evidence of debt, notes, securities, cheques
          • Loss or damage discovered only at the time of taking an inventory
          • Wear and tear, corrosion, oxidation, deterioration due to lack of use and normal atmospheric conditions.
        UAP Insurance Rwanda is a subsidiary of the UAP Old Mutual Group, EA, which is part of Old Mutual Limited (OML) a premium African financial services group that offers a broad spectrum of financial solutions to retail and corporate customers across key markets in 14 countries.
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