All risks.
One cover.
Cover accidental losses or damages to
your insured material damages and interruptions.
      corporate industrial all risk

      What is Industrial All Risks Insurance?

      This is a comprehensive packaged policy providing cover against material damage and business interruption of a business enterprise. This policy provides cover against all risks/perils other than those which are specifically excluded in the policy.
      What's in it for you?Coverage is defined into two sections as follows.
      • Section 1: Material Damage - It covers accidental physical loss or damage (including machinery breakdown) to the property insured due to any cause (other than excluded causes).
      • Section 2: Business Interruption - It covers loss due to business interruption following a Physical loss or damage to the property covered under the material damage section of the policy.
      woman working on an industrial site
      How do I apply?Below is our step by step application process:

      Step 1: Request for quotation

      Step 2: Fill proposal form

      Step 3: Premium payment

      Step 4: Provide RDB certificate for the company.

      Step 5: Sign contract

      Inside an Industrial building
        TALK TO USMake sure you are covered against all odds. Get a quote today.
        Want to know more about Industrial All Risks cover?If you want to know more, we have answered a question you might have.
        • What are the exclusions (If any)?

          ​Section 1:

          • Faulty or defective design of materials, inherent vice, and wear and tear
          • Collapse or cracking of buildings
          • Dishonesty and inventory shortage
          • Willful negligence, cessation of work, and loss of market
          • War and terrorism
          • Nuclear group of perils
          • Destruction of the property by order of a public authority

          Section 2:

          • Insureds lack of sufficient capital for timely restoration or replacement of the property lost or damaged
          • Any restrictions imposed by any public authority
          • Loss of business due to causes such as cancellation of a lease license or order
        UAP Insurance Rwanda is a subsidiary of the UAP Old Mutual Group, EA, which is part of Old Mutual Limited (OML) a premium African financial services group that offers a broad spectrum of financial solutions to retail and corporate customers across key markets in 14 countries.
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