What is Heza Care?

This is a budget-friendly and local medical insurance cover with high quality medical provider networks. Who is this product for? Heza Care Insurance is suitable for:

- Individuals;
- Families 
- Starting out/SME
What's in it for you?Heza Care covers the following:
  • Covers pre-existing conditions with a one year waiting period
  • Covers chronic conditions & HIV/Aids with a one year waiting period
  • Hospitalization expenses including surgeon, physician, theatre, ICU & HDU fees.
  • Diagnostics and physiotherapists fees, prescribed drugs, dressings, surgical appliances and for inpatient.
  • Accommodation costs for parent/guardian accompanying child of 6 years and below.
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How does it work?The cover excludes the below:
  • Treatment outside the cover panel and cosmetic surgery unless caused by accident and weight management treatments, drugs and infertility related treatment and investigations
  • Maternity expenses unless benefit is purchased and self- referred or self- prescribed treatment
  • Nutritional supplements unless prescribed as part of medical treatment and alternative treatment- Chiropractors, Acupuncturist, Herbalist etc.
  • Drunkenness, drug addiction, intentional self- injury, attempted suicide and diagnostic equipment (e.g. Glucometers, BP machine etc.) and hearing aids
  • Experimental treatment and laser correction of eyesight


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TALK TO USLook after your wellbeing with affordable health insurance.
Want to know more about Heza Care?If you want to know more, we have answered a question you might have
  • Below is our sign up process:

    • Enrolment form
    • Provision - copy of ID
    • Contract
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UAP Insurance Rwanda is a subsidiary of the UAP Old Mutual Group, EA, which is part of Old Mutual Limited (OML) a premium African financial services group that offers a broad spectrum of financial solutions to retail and corporate customers across key markets in 17 countries.
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